Portfolio Analyst - Leasing
Company: Disability Solutions
Location: Minneapolis
Posted on: May 14, 2024
Job Description:
Benefits OverviewA career at CoBank can offer you the
opportunity to make a personal impact on the people and communities
where we do business. When you choose a career with CoBank, you
make a difference by standing for something that matters. In order
to be the best, we hire the best!Remarkable Benefits Offered by
CoBank
- Careers with a purpose. Stand for something!
- Time-Off Packages-15 days of vacation, 10 paid sick days and 11
paid holidays
- Competitive Compensation & Incentive
- Hybrid work model: flexible arrangements for most
positions
- Benefits Packages, including Medical, Dental and Vision
coverage, Disability, AD&D, and Life Insurance
- Robust associate training and development with CoBank
University
- Tuition reimbursement for higher education up to $10,000 per
year
- Outstanding 401k: up to 6% matching and additional 3%
non-elective contribution
- Community Impact: United Way Angel Day, Volunteer Day and
Associate Directed Contribution
- Associate Resource Groups: creating a culture of diversity and
inclusion
- Recognize a fellow associate through our GEM awards Job
DescriptionPerforms collection and portfolio management activities
in accordance with Farm Credit Leasing (FCL) and Farm Credit
Administration (FCA) policies, regulations, and standards.
Prepares, analyses and conducts credit investigations of routine
credits in accordance with prescribed methods and procedures.
Prepares and presents credit reports to appropriate senior staff or
committees. Assists with account servicing, credit administration,
and documentation. . Provides support to Manager, Portfolio
Management and appropriate staff with research and statistical
analysis. Manages and coordinates resolution of a simple portfolio
of criticized accounts through a combination of lease restructures,
workouts, early term buy-outs, assumptions, and forbearance
agreements.Essential Functions
- Collects, maintains, and manages receivables on assigned
accounts. Responds to questions from customers and associates
pertaining to invoices, contractual terms, restructures, extensions
and payments.
- Prepares and recommends financial decisions on extensions,
formal restructures and contract adjustments.
- Reviews all pertinent credit and financial information and
determines the need for more thorough investigation or additional
information. Analyzes information statements and related material
and prepares summaries, presents facts, and offers opinions
concerning credit-worthiness. Understands and follows bank
guidelines, policies, and procedures for the preparation and
presentation of credit information.
- Maintains control over assigned accounts, monitoring for
payment progress, developing problems, trends, and compliance with
covenants. Provides relevant and timely information to internal
stakeholders including account officers, relationship managers,
credit staff, and portfolio management staff.
- Assists with credit administration, account servicing,
development, packaging, closing, documentation, and
monitoring.
- Assists Portfolio Management, Manager in the preparation of
internal research and analysis, provides statistical reports, and
verifies information. Prepares and delivers presentations on topics
as assigned.
- Develops and utilizes computerized spreadsheets, programs, and
other automated tools for credit analysis, special projects, or
presentations.
- Maintains expertise in assigned industries or market sectors.
Keeps abreast of industry trends and competitive environment.
Education
- Bachelor's Degree required Work Experience
- 2 years of credit experience in banking industry required
- 1 year of commercial collection and account workout experience
required Physical Exertion DetailsSedentary Exerting up to 10
pounds of force occasionally (Occasionally: activity or condition
exists up to 1/3 of the time) and/or a negligible amount of force
frequently (Frequently: activity or condition exists from 1/3 to
2/3 of the time) to lift, carry, push, pull, or otherwise move
objects, including the human body. Sedentary work involves sitting
most of the time, but may involve walking or standing for brief
periods of time. Jobs are sedentary if walking and standing are
required only occasionally and all other sedentary criteria are
met.Travel Requirement DetailsOccasional Travel occurs infrequently
(typically, once a month or less).About CoBankThe typical base pay
range for this role is between $65,000 - 80,000. Compensation may
vary based on individual job-related knowledge, skills, expertise,
and experience. This position is eligible for a discretionary
annual incentive program driven by organization and individual
performance.The listed salary, other compensation and benefits
information is accurate as of the date of this posting. CoBank
reserves the right to adjust compensation for all positions and to
modify or discontinue benefits programs at any time in its sole
discretion, subject to applicable law.CoBank is a cooperative bank
serving vital industries across rural America. The bank provides
loans, leases, export financing and other financial services to
agribusinesses and rural power, water and communications providers
in all 50 states. The bank also provides wholesale loans and other
financial services to affiliated Farm Credit associations serving
more than 76,000 farmers, ranchers and other rural borrowers in 23
states around the country. CoBank is a member of the Farm Credit
System, a nationwide network of banks and retail lending
associations chartered to support the borrowing needs of U.S.
agriculture, rural infrastructure and rural communities.
Headquartered outside Denver, Colorado, CoBank serves customers
from regional banking centers across the U.S. and also maintains an
international representative office in Singapore.REASONABLE
ACCOMMODATIONWe are committed to ensuring that our online
application process provides an equal employment opportunity to all
applicants, including qualified individuals with disabilities. If
you are an applicant with a disability, or are assisting an
applicant with a disability, and require accessibility assistance
or would like to request a reasonable accommodation for any aspect
of the application process, including completing an application,
interviewing, or otherwise participating in the employee selection
process, please submit a request by emailing recruiting@cobank.com.
Include your contact information and specific details about your
requested accommodation.Applicants must be authorized to work for
any employer in the U.S. We are unable to sponsor or take over
sponsorship of an employment visa at this time.CoBank is an Equal
Opportunity Employer.All qualified applicants will receive
consideration for employment without regard to race, color,
religion, sex, sexual orientation, national origin, disability, or
status as a protected veteran.
Keywords: Disability Solutions, Blaine , Portfolio Analyst - Leasing, Professions , Minneapolis, Minnesota
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